Northpoint
A proposal from Turnkey CFO

A financial partnership proposal · prepared for Northpoint Church · June 2026

Your finances, clear — all the way home.

You're stepping into the biggest season Northpoint has ever run: a new building, a growing church, and a campaign to finish. This is a finance partnership built for exactly that moment — your books closed every month, a board-ready view in your own brand, and a team that handles the money so your team can pastor the people.

1 Where you are

15 years for Austin — and about to come home.

Northpoint Church, Cedar Park, Texas
Northpoint Church — Cedar Park, Texas
You have grown into a $5M-asset organization with a for-profit LLC and restricted funds. That is genuinely complex.
Most churches your size still run on part-time bookkeeping. It works at $1M. It strains at $5M.
You do not need more bookkeeping. You need a finance function that fits the church you have become.
2 What you'll receive

Your Financial Command Center — refreshed every month.

Every month, your leadership opens one link — in Northpoint's colors — and sees exactly where the money is. No spreadsheets to decode, no waiting on a report. This is the live view you'll get, built from your own books.

northpoint · financial command center
General Offerings
$0
~$146K / month · steady
Operating Income
$0
Offerings + events + marketplace
Operating Expense
$0
Staffing 45% · facilities 26%
Operating Net · 13 mo
$0
The number we'll track with you
Operating Cash
$0
~$24K/mo burn · ~13 mo runway
FUEL 2026 · Raised
$0
Toward the new home
Your cash, tracked every month
Operating reserves over time
Income vs. expense
Are we on plan, month by month
Where every dollar goes
Spend by ministry & function
Your giving health
General-fund offerings by month
Open the full interactive dashboard
Multi-year trends · budget vs. actual · quarter-over-quarter · year-over-year · all-time history · giving & funds

Every month, this dashboard answers — instantly:

How much cash do we have, and which way is it trending toward move-in?

Are we on plan? Income vs. expense, every month, no surprises.

Where is the money going — by ministry, staffing, and facilities?

How is giving, and how is FUEL 2026 tracking against the goal?

Where do our funds stand — operating, building, restricted, and the LLC?

What needs a decision — flagged for the board before it becomes a problem.

3 How we'll work together

Divided by control — so the board can trust it.

The cleanest way to divide the work isn't by task — it's by control. Turnkey handles record-keeping, processing, reporting, and compliance. Northpoint keeps custody of the money, authorization, and every donor relationship. The people who touch the money never record it; the people who record it never approve it. That's the separation of duties a church board expects to see.

Turnkey CFO handles

Record-keeping · processing · reporting · compliance
  • Your general ledger, monthly close & all financial reporting
  • AP & expense processing and coding (on Ramp)
  • Bank, Square, Venmo & Benevity reconciliation
  • Fund accounting — operating, building, restricted & the LLC
  • Giving-health analytics (GivFlow) & annual giving statements
  • Weekly cash & the monthly board package + this dashboard
  • W-2 / 1099 issuance

Northpoint keeps

Custody · authorization · relationships · ministry
  • Counting & handling all cash, checks & deposits
  • Final authorization of every payment & payroll run
  • Donor relationships & pastoral giving conversations
  • People & giving records in Planning Center
  • Ministry purchasing & scholarship decisions
  • Adding & removing users on bank & card platforms
Your current bookkeeper is not a problem to solve. We run alongside them through the handoff, or carry the full load if you prefer. You decide, and no one on your team is left guessing.
4 The upgrade that pays for itself

Your AP and cards become one — and a fee disappears.

Today Northpoint runs AP on Bill.com and cards on Capital One. We'll consolidate both onto Ramp, a platform we already run for other churches. Every charge gets coded the moment it happens, so the books stay continuously close-ready — and your Bill.com subscription goes away.

$3,800/yr
Recurring hard-dollar savings, straight from your GL — your Bill.com fees of ~$317/mo eliminated the moment AP moves to Ramp. Ramp itself has no monthly cost, and your Capital One cards consolidate onto it for the controls.
We migrate it all for you · one-time integration $750 (waived on Advisory)
  • Real-time coding. Every charge classified as it happens — no month-end reconstruction.
  • One platform replaces two. Bill pay & cards in one source of truth.
  • No monthly platform cost. Ramp is free — your Bill.com fee is eliminated.
  • Vendors & receipts captured. Ends the $432K of card spend with no recorded merchant.
  • Direct QuickBooks sync. Coded transactions flow straight to the GL.
One more thing we'll inspect: your payroll. Payroll currently runs in-house on QuickBooks Online Payroll, and today its true cost is buried in an uncoded card charge. QuickBooks isn't always the simplest or most cost-effective payroll option for a staff your size. During onboarding we'll review the setup, surface what it actually costs you, and if a better-fit option exists we'll lay out the choice plainly. Nothing changes unless you want it to.
5 Your investment

Three tiers. Two cost less than today.

Straight from your books: Ramp replaces Bill.com, so with Turnkey your entire finance bill becomes one number. Two of the three tiers land below what you pay today. The third puts a finance partner on call.

Bookkeeper today
$825/mo
$9,900 / yr
+ Bill.com today
$317/mo
$3,804 / yr · from your GL
= You pay today
$1,142/mo
$13,704 / yr · books a quarter behind
Essentials
Bookkeeping Basics
$750/mo
$9,000 / year · books & reports, no dashboard
All-in vs. today
Save ~$390 / mo
≈ $4,700 / yr — Ramp replaces Bill.com
Your all-in today$1,142/mo
Bookkeeping Basics all-in$750/mo
vs. todayYou save
≈ $390 / mo
What's included:
  • Monthly close + all financial reports, delivered every month
  • Real-time AP & expense coding on Ramp
  • All bank / card / giving reconciliation
  • Fund accounting — operating, building, restricted & the LLC
  • W-2 / 1099 issuance
  • No live dashboard · no standing meetings
One-time Ramp integration $750 · onboarding $0 (waived)
Recommended
Managed Books + Board Dashboard
$1,000/mo
$12,000 / year · Basics + the live dashboard
All-in vs. today
Save ~$140 / mo
≈ $1,700 / yr — and you gain the board view
Your all-in today$1,142/mo
This tier, all-in$1,000/mo
vs. todayYou save
≈ $140 / mo
Everything in Basics, plus:
  • This live board dashboard, refreshed every month
  • A monthly board package
  • Giving-health analytics + annual giving statements
  • Deeper fund & FUEL 2026 reporting
One-time Ramp integration $750 · onboarding $0 (waived)
Full partner
Books + Dashboard + Advisory
$1,750/mo
$21,000 / year · a finance partner on call
vs. today
+$610 / mo
for direct advisory + standing time with Ricky
Your all-in today$1,142/mo
This tier, all-in$1,750/mo
vs. today+ $610 / mo
for a partner, not just books
Everything in the Dashboard tier, plus:
  • Annual budget build with your ministry leaders
  • Cash-flow forecasting through move-in
  • FUEL 2026 & restricted-fund reporting
  • Related-party (LLC) reporting for the board
  • A standing monthly leadership / board review with Ricky
  • Direct access to Ricky between meetings
No setup costs at all — Ramp integration $750 waived · onboarding $0
And the value that doesn't show up on the invoice:
One partner, not a patchwork. A part-time bookkeeper plus Bill.com becomes one finance team.
One platform. Ramp replaces Bill.com and consolidates the cards — fewer logins, one source of truth.
Faster everything. Real-time coding means faster month-end, faster memos, and answers when the board asks.
Controls built in. Approvals, receipt capture & separation of duties — audit- and board-ready every month.
✓ Onboarding & cleanup — always free, no setup fee ✓ Month-to-month · cancel anytime ✓ Books current every single month
The plain-cash version: Basics runs about $750 all-in, below what you pay today. The Dashboard tier is about $1,000, still under today, and adds the live board view. The Advisory tier is $1,750 for a finance partner on call. One-time Ramp integration is $750 on the first two tiers and waived on Advisory; onboarding is free on all three.
6 Getting started

Clean books in time for the move.

01

Say yes

Pick a tier and we send a simple month-to-month agreement. No setup fee.

02

We onboard — free

We restructure the chart of accounts, document the build & LLC, and catch the books up to a clean close.

03

Ramp goes live

We set up Ramp, move AP and cards over, and your fees start disappearing.

04

First board package

Within 30 days, your leadership opens the dashboard to a clean, current month.

Northpoint

Let's get Northpoint home with clean books.

A 30-minute walkthrough with leadership — confirm the tier, and we start onboarding this week. You keep control of every dollar; we give the board numbers it can finally trust.

Start the partnership