Northpoint
A proposal from Turnkey CFO

A financial partnership proposal · prepared for Northpoint Church · June 2026

Your finances, clear — all the way home.

You're stepping into the biggest season Northpoint has ever run: a new building, a growing church, and a campaign to finish. This is a finance partnership built for exactly that moment — your books closed every month, a board-ready view in your own brand, and a team that handles the money so your team can pastor the people.

1 Where you are

15 years for Austin — and about to come home.

Northpoint Church campus, Cedar Park, Texas
Northpoint's current home in Cedar Park — the rented space you're about to outgrow as FUEL 2026 heads to move-in.

Founded in 2009 and giving generously ever since, Northpoint is funding a $1.9M build while still paying rent on its current space and walking with the Fountain of Life Church in Juja, Kenya. It's a beautiful, busy season — and the kind of season where the finances need to be crystal clear every single month, not reconstructed at year-end. That's the entire reason for this proposal.

You have grown into a $5M-asset organization with a for-profit LLC, restricted funds, and a $1.9M build underway. That is genuinely complex.
Most churches your size still run on part-time bookkeeping. It works at $1M. It strains at $5M and a capital campaign.
You do not need more bookkeeping. You need a finance function that fits the church you have become.
2 What you'll receive

Your Financial Command Center — refreshed every month.

Every month, your leadership opens one link — in Northpoint's colors — and sees exactly where the money is. No spreadsheets to decode, no waiting on a report. This is the live view you'll get, built from your own books.

northpoint · financial command center
General Offerings
$0
~$146K / month · steady
Operating Income
$0
Offerings + events + marketplace
Operating Expense
$0
Staffing 45% · facilities 26%
Operating Net · 13 mo
$0
The number we'll track with you
Operating Cash
$0
~$24K/mo burn · ~13 mo runway
FUEL 2026 · Raised
$0
Toward the new home
Your cash, tracked every month
Operating reserves over time
Income vs. expense
Are we on plan, month by month
Where every dollar goes
Spend by ministry & function
Your giving health
General-fund offerings by month
Open the full interactive dashboard
Multi-year trends · budget vs. actual · quarter-over-quarter · year-over-year · all-time history · giving & funds

Every month, this dashboard answers — instantly:

How much cash do we have, and which way is it trending toward move-in?

Are we on plan? Income vs. expense, every month, no surprises.

Where is the money going — by ministry, staffing, and facilities?

How is giving, and how is FUEL 2026 tracking against the goal?

Where do our funds stand — operating, building, restricted, and the LLC?

What needs a decision — flagged for the board before it becomes a problem.

3 How we'll work together

Divided by control — so the board can trust it.

The cleanest way to divide the work isn't by task — it's by control. Turnkey handles record-keeping, processing, reporting, and compliance. Northpoint keeps custody of the money, authorization, and every donor relationship. The people who touch the money never record it; the people who record it never approve it. That's the separation of duties a church board expects to see.

Turnkey CFO handles

Record-keeping · processing · reporting · compliance
  • Your general ledger, monthly close & all financial reporting
  • AP & expense processing and coding (on Ramp)
  • Bank, Square, Venmo & Benevity reconciliation
  • Fund accounting — operating, building, restricted & the LLC
  • Giving-health analytics (GivFlow) & annual giving statements
  • Weekly cash & the monthly board package + this dashboard
  • W-2 / 1099 issuance

Northpoint keeps

Custody · authorization · relationships · ministry
  • Counting & handling all cash, checks & deposits
  • Final authorization of every payment & payroll run
  • Donor relationships & pastoral giving conversations
  • People & giving records in Planning Center
  • Ministry purchasing & scholarship decisions
  • Adding & removing users on bank & card platforms
Your current bookkeeper is not a problem to solve. We run alongside them through the handoff, or carry the full load if you prefer. You decide, and no one on your team is left guessing.
4 The upgrade that pays for itself

Three systems become one — and your fees disappear.

Today Northpoint runs three overlapping systems — Bill.com (AP), Expensify (expenses), and Capital One (cards). We'll consolidate all three onto Ramp, a platform we already run for other churches. Every charge gets coded the moment it happens, so the books stay continuously close-ready — and the subscription fees go to zero.

$4,736
First-year hard-dollar value, straight from your books — your Bill.com fees of ~$4,236/yr (annualized from your most recent months) eliminated, plus the one-time $500 Ramp signup credit. The Bill.com savings recur every year; Expensify folds in too, and Capital One (no annual fee in your books) consolidates for the controls.
We set it up & integrate it — free
  • Real-time coding. Every charge classified as it happens — no month-end reconstruction.
  • One platform replaces three. Cards, bill pay & expenses in one source of truth.
  • No platform cost. Ramp is free — Bill.com & Expensify fees eliminated.
  • Controls built in. Card limits, approvals & receipt capture preserve separation of duties.
  • Direct QuickBooks sync. Coded transactions flow straight to the GL.
5 Your investment

About what you pay today — for a partner, not just a bookkeeper.

Here's the honest math, straight from your books — Turnkey's fee, measured against what you actually pay today, then offset by the real Ramp savings. Tier 1 saves you money; Tier 2 lands at breakeven — the full advisory partnership for essentially what you spend now.

Bookkeeper today
$825/mo
$9,900 / yr
+ Bill.com today
$353/mo
$4,236 / yr · actual, annualized
= You pay today
$1,178/mo
$14,136 / yr · books a quarter behind
Recommended · net savings
Managed Books + Board Dashboard
$1,275/mo
$15,300 / year, everything included
Net savings vs. today
Save ~$3,070 / yr
+ a $500 Ramp credit in year one
Turnkey fee vs. what you pay today+$1,164/yr
Ramp eliminates your Bill.com fees−$4,236/yr
Net vs. todayYou save
≈ $3,070 / yr
+ a one-time $500 Ramp signup credit in year one (≈ $3,570 saved year one). Expensify fees come off too — making it more.
And beyond what your bookkeeper does today, you now get:
  • Books current every month — not a quarter behind
  • This live board dashboard + a monthly board package
  • Fund accounting — operating, building, restricted & the LLC
  • Giving-health analytics + annual giving statements
  • Real-time AP & expense coding on Ramp
  • All bank / card / giving-platform reconciliation + W-2 / 1099
  • Free Ramp setup + free cleanup & onboarding
Breakeven · full partner
Books + Dashboard + Advisory
$1,530/mo
$18,360 / year, everything included
Net vs. today
Breakeven
≈ $0 net, plus the $500 Ramp credit
Turnkey fee vs. what you pay today+$4,224/yr
Ramp eliminates your Bill.com fees−$4,236/yr
Net vs. today≈ Breakeven
~$0 — plus the $500 credit
A full finance partner — books, dashboard and advisory — for essentially what Northpoint already spends today.
Everything in Tier 1, plus a finance partner:
  • Annual budget build with your ministry leaders
  • Cash-flow forecasting through move-in
  • FUEL 2026 campaign & restricted-fund reporting
  • Related-party (LLC) reporting for the board
  • A standing monthly leadership / board review
And the value that doesn't show up on the invoice:
One partner, not a patchwork. A bookkeeper plus three tools becomes one finance team.
One platform. Ramp replaces Bill.com, Expensify & Capital One — fewer logins, one source of truth.
Faster everything. Real-time coding means faster month-end, faster memos, and answers when the board asks.
Controls built in. Approvals, receipt capture & separation of duties — audit- and board-ready every month.
✓ Free Ramp setup & integration ✓ Free cleanup & onboarding — no setup fee ✓ Month-to-month · cancel anytime

Bottom line: Tier 1 saves Northpoint ~$3,070 a year and turns a part-time bookkeeper into a full finance team with a live board dashboard. Tier 2 adds a true finance partner for essentially what you pay today — breakeven, plus the $500 Ramp credit and every gain above.

Want the plainest possible cash version? Set every credit aside. Tier 1 lands within about $100 a month of what you pay today, and Tier 2 within about $350 a month. For that, you trade a part-time bookkeeper for a full finance team and a live board view. We would rather you see that number straight than wonder about it later.
6 Getting started

Clean books in time for the move.

01

Say yes

Pick a tier and we send a simple month-to-month agreement. No setup fee.

02

We onboard — free

We restructure the chart of accounts, document the build & LLC, and catch the books up to a clean close.

03

Ramp goes live

We set up Ramp, move AP and cards over, and your fees start disappearing.

04

First board package

Within 30 days, your leadership opens the dashboard to a clean, current month.

Northpoint

Let's get Northpoint home with clean books.

A 30-minute walkthrough with leadership — confirm the tier, and we start onboarding this week. You keep control of every dollar; we give the board numbers it can finally trust.

Start the partnership