Northpoint
A proposal from Turnkey CFO

A financial partnership proposal · prepared for Northpoint Church · June 2026

Your finances, clear — all the way home.

You're stepping into the biggest season Northpoint has ever run: a new building, a growing church, and a campaign to finish. This is a finance partnership built for exactly that moment — your books closed every month, a board-ready view in your own brand, and a team that handles the money so your team can pastor the people.

1 Where you are

15 years for Austin — and about to come home.

Northpoint Church campus, Cedar Park, Texas
Northpoint's current home in Cedar Park — the rented space you're about to outgrow as FUEL 2026 heads to move-in.

Founded in 2009 and giving generously ever since, Northpoint is funding a $1.9M build while still paying rent on its current space and walking with the Fountain of Life Church in Juja, Kenya. It's a beautiful, busy season — and the kind of season where the finances need to be crystal clear every single month, not reconstructed at year-end. That's the entire reason for this proposal.

2 What you'll receive

Your Financial Command Center — refreshed every month.

Every month, your leadership opens one link — in Northpoint's colors — and sees exactly where the money is. No spreadsheets to decode, no waiting on a report. This is the live view you'll get, built from your own books.

northpoint · financial command center
General Offerings
$0
~$146K / month · steady
Operating Income
$0
Offerings + events + marketplace
Operating Expense
$0
Staffing 45% · facilities 26%
Operating Net · 13 mo
$0
The number we'll track with you
Operating Cash
$0
Reserves, watched monthly
FUEL 2026 · Raised
$0
Toward the new home
Your cash, tracked every month
Operating reserves over time
Income vs. expense
Are we on plan, month by month
Where every dollar goes
Spend by ministry & function
Your giving health
General-fund offerings by month
Open the full interactive dashboard
Multi-year trends · budget vs. actual · quarter-over-quarter · year-over-year · all-time history · giving & funds

Every month, this dashboard answers — instantly:

How much cash do we have, and which way is it trending toward move-in?

Are we on plan? Income vs. expense, every month, no surprises.

Where is the money going — by ministry, staffing, and facilities?

How is giving, and how is FUEL 2026 tracking against the goal?

Where do our funds stand — operating, building, restricted, and the LLC?

What needs a decision — flagged for the board before it becomes a problem.

3 How we'll work together

Divided by control — so the board can trust it.

The cleanest way to divide the work isn't by task — it's by control. Turnkey handles record-keeping, processing, reporting, and compliance. Northpoint keeps custody of the money, authorization, and every donor relationship. The people who touch the money never record it; the people who record it never approve it. That's the separation of duties a church board expects to see.

Turnkey CFO handles

Record-keeping · processing · reporting · compliance
  • Your general ledger, monthly close & all financial reporting
  • AP & expense processing and coding (on Ramp)
  • Bank, Square, Venmo & Benevity reconciliation
  • Fund accounting — operating, building, restricted & the LLC
  • Giving-health analytics (GivFlow) & annual giving statements
  • Weekly cash & the monthly board package + this dashboard
  • W-2 / 1099 issuance

Northpoint keeps

Custody · authorization · relationships · ministry
  • Counting & handling all cash, checks & deposits
  • Final authorization of every payment & payroll run
  • Donor relationships & pastoral giving conversations
  • People & giving records in Planning Center
  • Ministry purchasing & scholarship decisions
  • Adding & removing users on bank & card platforms
4 The upgrade that pays for itself

Three systems become one — and your fees disappear.

Today Northpoint runs three overlapping systems — Bill.com (AP), Expensify (expenses), and Capital One (cards). We'll consolidate all three onto Ramp, a platform we already run for other churches. Every charge gets coded the moment it happens, so the books stay continuously close-ready — and the subscription fees go to zero.

$3,000–$5,500
Estimated first-year hard-dollar value — recurring platform-fee savings every year, plus a one-time $500 signup credit.
We set it up & integrate it — free
  • Real-time coding. Every charge classified as it happens — no month-end reconstruction.
  • One platform replaces three. Cards, bill pay & expenses in one source of truth.
  • No platform cost. Ramp is free — Bill.com & Expensify fees eliminated.
  • Controls built in. Card limits, approvals & receipt capture preserve separation of duties.
  • Direct QuickBooks sync. Coded transactions flow straight to the GL.
5 Your investment

About what you pay today — for a partner, not just a bookkeeper.

Right now Northpoint pays for a bookkeeper and Bill.com — for books that run behind, with no dashboard, no fund accounting, and no advisory. Here's what that looks like, and what it becomes.

Today: bookkeeper ~$825/mo + Bill.com ~$350/mo = ~$1,175/mo for books a quarter behind
Recommended
Managed Books + Board Dashboard
$1,275/mo
Just $100 over today — fully offset by your Ramp savings
Everything your bookkeeper and Bill.com do now, done better and on time — plus the live dashboard and a board-ready package every month.
  • GL ownership + a clean monthly close
  • AP & expense coding on Ramp
  • All bank, card & giving-platform reconciliation
  • Fund accounting — operating, building, restricted, LLC
  • Giving-health analytics & annual statements
  • Weekly cash + monthly board package
  • Your live financial command center
  • W-2 / 1099 issuance
Books + Dashboard + Advisory
$2,250/mo
A finance partner in the room through the build
Everything in the first tier, plus the forward-looking work a building season calls for.
  • Everything in Managed Books + Dashboard, and:
  • Annual budget build with ministry leaders
  • Cash-flow forecasting through move-in
  • FUEL 2026 campaign & restricted-fund reporting
  • Related-party (LLC) reporting for the board
  • A standing monthly leadership / board review
✓ Free Ramp setup & integration ✓ Free cleanup & onboarding — no setup fee ✓ Month-to-month · cancel anytime

After the Ramp savings (~$250–$460/mo), the recommended tier costs Northpoint effectively the same as today, or less — for a finance function that's a season ahead instead of a quarter behind.

6 Getting started

Clean books in time for the move.

01

Say yes

Pick a tier and we send a simple month-to-month agreement. No setup fee.

02

We onboard — free

We restructure the chart of accounts, document the build & LLC, and catch the books up to a clean close.

03

Ramp goes live

We set up Ramp, move AP and cards over, and your fees start disappearing.

04

First board package

Within 30 days, your leadership opens the dashboard to a clean, current month.

Northpoint

Let's get Northpoint home with clean books.

A 30-minute walkthrough with leadership — confirm the tier, and we start onboarding this week. You keep control of every dollar; we give the board numbers it can finally trust.

Start the partnership