Northpoint
A proposal from Turnkey CFO

A financial partnership proposal · prepared for Northpoint Church · June 2026

Your finances, clear — every single month.

You're stepping into the biggest season Northpoint has ever run: a new building, a growing church, and a campaign to finish. This is a finance partnership built for exactly that moment — your books closed every month, a board-ready view your leadership can trust, and a team that handles the money so your team can pastor the people.

1 Where you are

15 years for Austin — and about to come home.

Northpoint Church, Cedar Park, Texas
Northpoint Church — Cedar Park, Texas
You have grown into a $5M-asset organization with a for-profit LLC and restricted funds. That is genuinely complex.
Most churches your size still run on part-time bookkeeping. It works at $1M. It strains at $5M.
You do not need more bookkeeping. You need a finance function that fits the church you have become.
2 What you'll receive

Your Financial Command Center — refreshed every month.

Every month, your leadership opens one link and sees exactly where the money is. No spreadsheets to decode, no waiting on a report. This is the live view you'll get, built from your own books.

northpoint · financial command center
General Offerings
$0
~$146K / month · steady
Operating Income
$0
Offerings + events + marketplace
Operating Expense
$0
Staffing 45% · facilities 26%
Operating Net · 13 mo
$0
The number we'll track with you
Operating Cash
$0
~$24K/mo burn · ~13 mo runway
FUEL 2026 · Raised
$0
Toward the new home
Your cash, tracked every month
Operating reserves over time
Income vs. expense
Are we on plan, month by month
Where every dollar goes
Spend by ministry & function
Your giving health
General-fund offerings by month
Open the full interactive dashboard
Multi-year trends · budget vs. actual · quarter-over-quarter · year-over-year · all-time history · giving & funds

Every month, this dashboard answers — instantly:

How much cash do we have, and which way is it trending toward move-in?

Are we on plan? Income vs. expense, every month, no surprises.

Where is the money going — by ministry, staffing, and facilities?

How is giving, and how is FUEL 2026 tracking against the goal?

Where do our funds stand — operating, building, restricted, and the LLC?

What needs a decision — flagged for the board before it becomes a problem.

3 How we'll work together

Divided by control — so the board can trust it.

The cleanest way to divide the work isn't by task — it's by control. Turnkey handles record-keeping, processing, reporting, and compliance. Northpoint keeps custody of the money, authorization, and every donor relationship. The people who touch the money never record it; the people who record it never approve it. That's the separation of duties a church board expects to see.

Turnkey CFO handles

Record-keeping · processing · reporting · compliance
  • Your general ledger, monthly close & all financial reporting
  • AP & expense processing and coding (on Ramp)
  • Bank, Square, Venmo & Benevity reconciliation
  • Fund accounting — operating, building, restricted & the LLC
  • Giving-health analytics (GivFlow) & annual giving statements
  • Weekly cash & the monthly board package + this dashboard
  • W-2 / 1099 issuance

Northpoint keeps

Custody · authorization · relationships · ministry
  • Counting & handling all cash, checks & deposits
  • Final authorization of every payment & payroll run
  • Donor relationships & pastoral giving conversations
  • People & giving records in Planning Center
  • Ministry purchasing & scholarship decisions
  • Adding & removing users on bank & card platforms
Your current bookkeeper is not a problem to solve. We run alongside them through the handoff, or carry the full load if you prefer. You decide, and no one on your team is left guessing.
4 The upgrade that pays for itself

Your AP, cards, and expenses become one — and the fees disappear.

Today Northpoint runs AP on Bill.com, cards on Capital One, and expense & receipt management on Expensify — three tools, three logins, three bills. We'll consolidate all of it onto Ramp, a platform we already run for other churches. Every charge gets coded the moment it happens, so the books stay continuously close-ready — and your Bill.com and Expensify subscriptions go away.

$3,800+/yr
Recurring hard-dollar savings, straight from your GL — your Bill.com fees of ~$317/mo eliminated the moment AP moves to Ramp. Your Capital One cards and Expensify fold onto Ramp too — and since Ramp itself has no monthly cost, the Expensify subscription (today buried in your uncoded card spend) goes away as well. We pin down that exact figure at onboarding — it only adds to the savings.
We migrate it all for you · one-time integration $750 (waived on Dashboard & Advisory)
  • Real-time coding. Every charge classified as it happens — no month-end reconstruction.
  • One platform replaces three. Bill pay, cards & expense management in one source of truth.
  • No monthly platform cost. Ramp is free — your Bill.com and Expensify fees are eliminated.
  • Vendors & receipts captured. Ends the $432K of card spend with no recorded merchant.
  • Direct QuickBooks sync. Coded transactions flow straight to the GL.
One more thing we'll inspect: your payroll. Payroll currently runs in-house on QuickBooks Online Payroll, and today its true cost is buried in an uncoded card charge. QuickBooks isn't always the simplest or most cost-effective payroll option for a staff your size. During onboarding we'll review the setup, surface what it actually costs you, and if a better-fit option exists we'll lay out the choice plainly. Nothing changes unless you want it to.
5 Your investment

Three tiers. One finance bill, not a patchwork.

Straight from your books: Ramp replaces Bill.com and Expensify, so with Turnkey your entire finance bill becomes one number. Books & payroll start below what you pay today; the dashboard tier holds about flat while doing far more; advisory puts a finance partner on call.

Bookkeeper today
$825/mo
$9,900 / yr
+ Bill.com today
$317/mo
$3,804 / yr · from your GL
= You pay today
$1,142/mo
$13,704 / yr · books a quarter behind
Essentials
Books + Payroll
$900/mo
$10,800 / year · books, payroll & reports
All-in vs. today
Save ~$240 / mo
≈ $2,900 / yr — Ramp replaces Bill.com + Expensify
Your all-in today$1,142/mo
Books + Payroll all-in$900/mo
vs. todayYou save
≈ $240 / mo
What's included:
  • Monthly close + all financial reports, delivered every month
  • Real-time AP & expense coding on Ramp
  • All bank / card / giving reconciliation
  • Fund accounting — operating, building, restricted & the LLC
  • Payroll run management
  • W-2 / 1099 issuance
  • No live dashboard · no standing meetings
One-time Ramp integration $750 · onboarding $0 (waived)
Recommended
Books + Dashboard
$1,250/mo
$15,000 / year · everything in Books, plus the dashboard & your systems built
All-in vs. today
Same as today
just $108/mo more — for the dashboard, your systems built & automated, and one partner
Your all-in today$1,142/mo
This tier, all-in$1,250/mo
The differencejust $108 / mo
for the dashboard + your systems built
Everything in Books, plus:
  • This live board dashboard, refreshed every month
  • A monthly board package + a standing review
  • Giving-health analytics + annual giving statements
  • New-system integration — chart of accounts rebuilt, your tools connected to QuickBooks
  • Ramp build, automation & ongoing support — your approval and coding workflows set up and maintained for you
Ramp integration $750 waived · onboarding $0
Full partner
+ Advisory
$2,000/mo
$24,000 / year · a finance partner on call
What you're adding
A finance partner
+$858/mo over today — advisory, the annual budget build, forecasting, and standing board time
Your all-in today$1,142/mo
This tier, all-in$2,000/mo
The difference+ $858 / mo
for a finance partner, not just books
Everything in the Dashboard tier, plus:
  • Annual budget build with your ministry leaders
  • Cash-flow forecasting through move-in
  • Restricted-fund reporting for the board
  • Weekly donor dashboard — milestone-giving workflow + donor insights, refreshed every week
  • A standing monthly leadership / board review with Ricky, timed to your senior-leadership rhythm
  • Direct access to Ricky between meetings
No setup costs at all — Ramp integration $750 waived · onboarding $0
And the value that doesn't show up on the invoice:
One partner, not a patchwork. A part-time bookkeeper plus Bill.com and Expensify becomes one finance team.
One platform. Ramp replaces Bill.com and Expensify and consolidates the cards — fewer logins, one source of truth.
Faster everything. Real-time coding means faster month-end, faster memos, and answers when the board asks.
Controls built in. Approvals, receipt capture & separation of duties — audit- and board-ready every month.
✓ Onboarding & cleanup — always free, no setup fee ✓ Month-to-month · cancel anytime ✓ Books current every single month
The plain-cash version: Books + Payroll runs $900 all-in, below what you pay today. The Dashboard tier is $1,250 — about what you pay now, but it adds the live board view, the integration, and your Ramp automation built and maintained for you. The Advisory tier is $2,000 for a finance partner on call. One-time Ramp integration is $750 on the Books tier and waived on Dashboard & Advisory; onboarding is free on all three.
6 Getting started

Your first 30 days, mapped.

A church mid-campaign can't afford a messy transition, so we sequence it deliberately: get the books clean and the reporting live first, then move payroll and the platforms only once everything's running steady. You authorize every access, and nothing changes on a platform until you say go.

This week

Say yes & kick off

Pick a tier and sign a simple month-to-month agreement — no setup fee. We schedule a 30-minute kickoff with leadership and send one short checklist: the access we'll need and a few documents to confirm.

Week 1

Access & discovery

You grant read access to QuickBooks, the bank, Square, Venmo & Benevity, Planning Center, and your current payroll. We map your chart of accounts, your funds (operating, building, restricted & the LLC), and document the FUEL build — so nothing about your structure is guessed.

Weeks 1–2

Catch-up close

We reconcile every open item, clear the backlog of uncoded "Credit Card Misc." charges, rebuild the chart of accounts around your funds, and bring the books to one clean, current close — the baseline everything else runs from.

By day 30

First board package — fully onboarded

Your leadership opens the live dashboard to a clean, current month, with the first monthly board package in hand — and your standing monthly review begins, timed to your leadership rhythm. From here, the books run on a steady monthly cadence.

Next · 3–4 wks

Payroll review & migration

With the books stable, we turn to payroll. It runs today on QuickBooks Online Payroll — we review the setup, surface what it actually costs you, and lay out the best-fit option plainly. If you choose to move, the migration takes about 3–4 weeks to fully go live, with a parallel run first so not a single pay run is missed or late. Nothing changes unless you approve it.

Final phase · 4–6 wks

Ramp migration — last, once everything's settled

We save the platform move for last, after you're fully onboarded and the monthly close is running clean. Migrating all of AP, bills, cards, and expenses onto Ramp is a deliberate 4–6 week transition — we run it in parallel and move things over in stages so nothing drops. When it's done, Bill.com and Expensify go away and every charge is coded in real time.

Northpoint

Let's get Northpoint home with clean books.

A 30-minute walkthrough with leadership — confirm the tier, and we start onboarding this week. You keep control of every dollar; we give the board numbers it can finally trust.

Start the partnership