A clear, board-ready read on the money — built directly from your General Ledger. Strong giving, a major building campaign, and one structural pattern leadership isn't seeing month to month: operating spend is outrunning operating income.
Over the last 13 months of active records, operating expenses ran $437K ahead of operating income. You can see it directly in the bank: operating cash slid from $637K to $322K. The giving is strong and steady — this is a cost-structure and visibility problem, not a generosity problem.
Reclassified by nature, the cost base is staffing plus facilities — including $668K a year in rent paid to a related-party LLC the church appears to own (a $2.9M investment sits on the books). That structure deserves its own board-visible report.
General-fund offerings hold ~$146K/month with the expected December lift. But the ledger records giving as 374 deposit batches (avg $5K) — it can't see donors, recurring gifts, or who's lapsing. Donor-level health lives in Planning Center & GivFlow, where Turnkey builds the retention view.
The church carries a $2.9M ownership investment in a for-profit LLC — and pays that same entity $668K/year in rent for its facility. That's a legitimate, common structure, but it's a related-party arrangement that should be transparently reported to the board every period. Right now it's buried in the ledger.
−$437K over 13 months, ~$34K/month, with operating cash down $315K. This is the single most important number leadership should see every month — and today they don't.
A single Oct 31, 2024 entry moves $2.15M with no offsetting detail. Capital, construction-in-progress, and the LLC need real fund accounting.
Thousands of card transactions land in a catch-all. Real-time coding on Ramp keeps the books continuously close-ready instead of reconstructed weeks later.
The GL sees batches, not donors. Retention, recurring, and lapsed-giver insight needs the Planning Center + GivFlow layer Turnkey builds.
$668K/yr rent flows to an LLC the church owns. It belongs in a standing board-visible related-party disclosure.
Records thin after mid-2025; deleted/duplicate accounts still carry history. A clean current close plus a restructured chart of accounts restores trustworthy reporting.
The people who touch the money never record it; the people who record it never approve it. Separation of duties, built in — exactly what a church board expects to see.
Full-cycle bookkeeping, reconciliations, and a clean monthly close. The foundation.
Everything in Essentials, plus fund accounting across all pockets, giving-health analytics, this live dashboard, and a board-ready package every month. The right fit for Northpoint's scale and the building campaign.
Adds annual budgeting, cash-flow forecasting, restricted-fund & campaign reporting, and a standing leadership review.
Onboarding restructures the chart of accounts, documents the capital / CIP and the LLC, stands up multi-fund reporting, and catches the books up to a clean current close. The Ramp move alone offsets a meaningful share of the monthly fee in year one.
A 30-minute walkthrough of this with leadership — confirm scope, lock the engagement, and start onboarding. Northpoint keeps control of every dollar; Turnkey gives the board numbers it can finally trust.